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    Crowd77 Refund Policy

    This Refund Policy outlines the circumstances under which refunds may be issued on the Crowd77 platform (“Crowd77”, “we”, “our”, “us”), a donation-based crowdfunding platform operated by 77 Technologies Limited.

    By using the Crowd77 platform, donors, fundraiser organizers, and beneficiaries acknowledge and agree to the terms contained in this Refund Policy.

    1. General Donation Policy

    Donations made on Crowd77 are generally considered voluntary and non-refundable.

    When donors contribute to a fundraiser, they acknowledge that:

    • Donations are made voluntarily.
    • Donations are intended to support the fundraiser or beneficiary described by the organizer.
    • Crowd77 does not guarantee fundraiser outcomes or the use of funds.

    Except as specifically provided in this policy or required by law, donations cannot be reversed once successfully processed.

    2. Refund Eligibility

    Refunds may only be considered under the following circumstances:

    • Fraudulent fundraiser activity.
    • Misrepresentation by fundraiser organizers.
    • Unauthorized or suspicious transactions.
    • Duplicate donations caused by technical issues.
    • Donation processing errors.
    • Compliance or legal requirements.
    • Fundraisers removed or suspended by Crowd77.

    Crowd77 reserves the sole discretion to determine whether a refund request or refund event qualifies under this policy.

    3. Flagged Campaigns and Platform-Initiated Refunds

    Where a fundraiser is flagged for suspected fraud, misrepresentation, prohibited activity, policy violations, or other compliance concerns, Crowd77 reserves the right to:

    • Suspend the fundraiser
    • Freeze withdrawals,
    • Restrict fundraiser access
    • Investigate the fundraiser and related transactions

    If, following investigation, Crowd77 determines that refunds should be issued, donor refunds may be initiated automatically. Refund amounts will depend on whether the organizer has made any withdrawals:

    3.1 Full Refund

    If the fundraiser organizer has not withdrawn any funds, donors will receive a full refund of their donation amount excluding

    • Platform Fees (5%)
    • Payment Gateway Fees
    • Non-refundable third-party processing fees

    3.2 Partial Refund

    If the fundraiser organizer has already made partial withdrawals, donors may receive a proportionate refund based on the remaining available balance.

    Refund calculations will exclude:

    • Platform Fees (5%)
    • Payment Gateway Fees
    • Non-refundable third-party processing fees

    Refund amounts may vary depending on:

    • Available remaining funds
    • Total number of affected donors
    • Financial recovery status

    4. Organizer Withdrawal Impact

    Once funds have been withdrawn by a fundraiser organizer or beneficiary, Crowd77 may not be able to recover all funds

    In such situations

    • Refunds may be partial or unavailable.
    • Crowd77 may pursue recovery actions.
    • Crowd77 may report the matter to relevant authorities.

    Crowd77 does not guarantee reimbursement where funds are no longer recoverable.

    5. Donor-Initiated Refund Requests

    Donors may contact Crowd77 support to request a review where:

    • A donation was made in error.
    • A duplicate transaction occurred.
    • Fraud or misuse is suspected.
    • Unauthorized payment activity occurred.

    Submission of a refund request does not guarantee approval.

    Crowd77 may request additional information before making a decision.

    6. Chargebacks and Payment Disputes

    Donors should contact Crowd77 support before initiating payment disputes or chargebacks with their financial institution.

    Fraudulent or abusive chargebacks may result in:

    • Account suspension
    • Donation restrictions,
    • Reporting to payment providers.

    Crowd77 reserves the right to dispute invalid chargeback claims.

    7. Refund Processing Timeline

    Approved refunds are typically processed within

    • 5–15 business days.

    Processing timelines may vary depending on:

    • Payment provider
    • Bank processing times
    • Investigation complexity.

    Refunds will generally be returned to the original payment method used for the donation.

    8. Non-Refundable Fees

    The following fees are generally non-refundable:

    • Platform service fees (5%).
    • Payment gateway charges.
    • Verification fees.
    • Currency conversion charges.

    9. Fraud Prevention and Investigation Rights

    Crowd77 reserves the right to:

    • Investigate suspicious donations and fundraisers
    • Freeze accounts and withdrawals
    • Suspend fundraisers.
    • Request supporting documentation.
    • Report suspected criminal activity to law enforcement or regulators.

    Users agree to cooperate fully with investigations.

    10. Limitation of Liability

    Crowd77 acts solely as a technology platform connecting donors and fundraiser organizers.

    Crowd77 does not guarantee:

    • The legitimacy of fundraisers
    • Fundraiser outcomes
    • Rrecovery of withdrawn funds
    • Full donor reimbursement in all situations.

    To the fullest extent permitted by law, Crowd77 shall not be liable for losses arising from donations made through the platform.

    11. Policy Updates

    Crowd77 reserves the right to update or modify this Refund Policy at any time.

    Updated versions will be published on the platform

    Continued use of the platform constitutes acceptance of the revised policy.

    12. Contact Information

    For refund-related inquiries, users may contact:

    Crowd77 Support

    77 Technologies Limited

    support@crowd77.com

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